Budgets

Fred and I have been going to Financial Peace University classes.  I think we are learning some important things...where we spend our money and ways to eliminate debt.  Last night we spent a g r e a t deal of time creating our budget, deciding where we want our money to go.  It is critical for us to be conscious about our spending.  It will help us limit wasteful spending, save money, and pay off our debts.

I've been working on budgeting my calories, too.  I give myself a set amount of calories to "spend" throughout the day (not quite as definitive or limited as the money budget.) I decide how I want them spent.  I know that lean protein is a must...fruits and vegetables are important for nutrients and they're low in calories, too...whole grains whenever possible...good snacks.  I have to think about whether certain items are worth the calories.  All in all, I have done fairly well in my decisions...not perfectly, but I am proud of my hard work.

Recording my food and exercise is going pretty well.  I know that keeping a food log is the common denominator for each time that I have taken weight off; it is effective for me.  Regular exercise helps, too.  I have lost almost 10 pounds.  It's a good start!